Credit card debt can be intentionally complex. Just making the minimum payments every month, sometimes isn't enough to get out of debt. When credit card companies factor in the interest, the majority of your payment is going toward the interest, and not the actual debt. In the end your credit card purchases can end up costing you 2-3x more keeping you in debt for decades.
Try our free debt calculator and see how much your credit cards are really costing. Calculate the amount you can afford to pay each month and discover your savings by making larger payments. If you can not afford to make larger payments, request a free debt analysis from Golden State Debt Management and see how much time and money we can save you.