 If you have bad credit then you may already be aware of the ugly truth about negative activity and your credit report. If you’re trying to repair your credit you, may be wondering how long negative activity remains as a part of your credit history.
In most cases, negative activity stays on your credit history for seven years. Certain other negative marks may remain for up to ten years.
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 Are you in the market for a new home? If so, then I’m sure you’re excited. Buying a new home can bring you great joy but, without doing the right research you may be faced with regret down the line.
To ensure that you’ll be happy with your home purchase for years to come, there are a few things that you should contemplate before buying a home.  As parents, we only want the best for our children. This means providing them with the tools that they need to succeed in life. However, many of us fail to properly equip our children with the tools they’ll need to successfully manage their personal finances.
 Do you know how much you make in income each month? What about the actual amount of your monthly expenses? You may have an idea of your monthly income and expenses but, do you know this figure exactly? Chances are you don’t. Although you may not think it important, there are numerous benefits of knowing your monthly or yearly income and expenses.
Are you trying to save money or create a budget? Knowing the actual amount of your monthly income and expenses is critical to reaching your financial goal and creating a successful budget. The following is a breakdown of how to accurately calculate the actual amount of your monthly income and expenses.  When you hear the term “loan shark” what image comes to mind? Perhaps you envision some ruthless mob boss or a shady character in a dimly lit bar.
Loan sharks don’t have a good reputation. They lend money at astronomical interest rates, plus there’s the potential for bodily harm if you don’t repay the debt on time.  Adulting is hard. There’s work, paying bills, and all the other responsibilities that come along with being a productive member of society. Nothing’s more tedious and time consuming about being an adult than keeping track of your personal finances.
Some people are naturally organized. They are able to keep track of payments and other important information with no problem. However, many of us fail to maintain an organized account of our personal finances. If the latter sounds like you, we’ve compiled a list of five steps to get your personal finances organized.  If you’ve ever tried to mortgage a home or finance a vehicle, then you understand the importance of having a good credit score. Although you may know that having good credit is important, do you know about the five factors that affect your credit score?
Being knowledgeable about the five credit score factors can help you develop an action plan for improving your FICO credit score.  Are you inundated with debt? Do you constantly worry about your financial circumstances or stress about paying the bills? Well, you’re definitely not alone.
Millions of people are uncertain about their finances and struggle with student loan and credit card debt. However, there is a way to overcome your financial problems. It all starts with a little positivity and creative ways of saving money. |
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Accredited Non-Profit Credit Counseling Agency
23868 Hawthorne, Suite 201 Torrance, CA 90505
23868 Hawthorne, Suite 201 Torrance, CA 90505