Here at Golden State Debt Management, we believe credit cards are a great tool. And if you are good at managing your spending, credit cards are also a good option for your holiday purchases. Credit cards are convenient, efficient for bookkeeping or tracking spending and a great way to stack up rewards. Credit cards are also an excellent tool for building a good credit profile.
Okay, maybe it’s a bit excessive to use credit cards for all your holiday purchases, but here are four times you absolutely should.
When should you use credit cards during the holidays?
Credit cards are a great tool for holiday shopping. When used strategically, they help to make large purchases quicker than you could with cash and build credit and earn rewards! When the cost of credit card debt becomes a problem and you find yourself stuck in a minimum payment trap, then it's time to give us a call or request a free debt analysis! Our debt programs help our clients gain control of their debts and pay the balance down faster than they would on their own (and at a fraction of the cost).
Help with Debt?
Need help with your credit card debt? Talk to certified credit counselor today call 844-872-9046